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Clearinghouse CDFI

Asset Classes ServedCommercial Real Estate, Community Facilities - Childcare, Community Facilities - Education, Community Facilities - Healthcare, Community Facilities - Other, Multi-Family Housing, Small Business, New Market Tax Credit, Rural
Geographies ServedArizona, California, New Mexico, Nevada
Services ProvidedNMTC, Social Impact
Interest Areas
Diversity Equity and Inclusion
Education
Environment/Energy
Health
Housing
Minority
Native
Small Business
Urban

Clearinghouse CDFI addresses unmet credit needs throughout the U.S. with a focus on CA, NV, AZ, NM,  & Indian Country. Over the past 24 years, Clearinghouse CDFI has funded $1.9 billion in total loans for  over 1,900 projects, which have created or retained more than 21,500 jobs and benefit over 1.9 million  individuals. 

Our Products 

Clearinghouse CDFI finances direct loans for affordable housing, community facilities, small businesses,  and commercial real estate. Loan types include construction, acquisition, renovation, expansion, and  refinance. Clearinghouse CDFI offers both short- and long-term, permanent, fixed-rate mortgages from  3-years to 24-years fully amortizing. 

Other products include: 

  • CORE Lending Program – We finance projects that improve communities. This includes  commercial loans tailored from $250k-$12 million & multi-Family loans tailored up to $15  million. Types include community facilities, affordable housing, commercial real estate, small  business, Sovereign Nations, & more. Learn more >> 
  • CDFI Bond Guarantee Program - CCDFI increased BGP borrowings by $16 million in 2020, ending  the year at $261 million in outstanding borrowings from BGP. CCDFI has remaining borrowing  capacity of $63 million under the 2018 BGP allocation but applied for and received an additional  $100 million in 2020 that is also fully available. Learn more >> 
  • New Markets Tax Credit Program - Clearinghouse CDFI is one of the largest New Markets Tax  Credit (NMTC) Program participants with over $593.6 million in NMTC allocation  deployed since inception. Learn more >> 
  • Opportunity Funds - CCDFI now offers a unique vehicle for community development financing— the Clearinghouse CDFI Opportunity Fund. It also closed the first CDFI-sponsored project in the  nation. Learn more >> 

Financing for our communities. Profits for our investors. 

We believe that creditworthy borrowers whose projects create assets in the community deserve to be  considered for financing. We are here to finance these projects when a borrower’s unique  circumstances don’t fit the criteria for traditional lenders. We analyze every loan application individually  with consideration for its potential impact and return. All our loans provide measurable community  benefit. See our community impacts. 

Impact by the Numbers

For more information about Clearinghouse CDFI's products, services, and impacts, view the Clearinghouse CDFI 2020 Digital Annual Report or download the PDF.